What is Workers' Compensation?

September 01, 2017

If you sustain a job injury in Pennsylvania, the Pennsylvania Workers' Compensation Act provides for your medical expenses and, in the event you are unable to work, wage-loss compensation benefits until you are able to return to work.  
Nearly every Pennsylvania worker is covered by the Act. Employers must provide workers' compensation coverage for all of their employees, including seasonal and part-time workers. Nonprofit corporations and even employers with only one employee must comply with the Act's requirements.
If your work causes an injury, illness or disease, you may be entitled to workers' compensation. However, no compensation shall be paid when an injury is intentionally self-inflicted, or is caused by an employee's violation of the law including, but not limited to, the illegal use of drugs. An injury caused by intoxication also may not be covered.
Prompt reporting is the key. Report any work injury to your employer or supervisor immediately. You must tell your employer that you were injured in the course of employment and inform them of the date and place of injury. Failure to notify your employer can result in the delay or denial of workers' compensation benefits.

If your employer has posted a list of six or more physicians or health care providers, you are required to visit a provider on that list for initial treatment. You are to continue treatment with that provider or another on the list for a period of 90 days following the first visit. You may see any provider on the list; your employer may not require or direct you to any specific provider on the list. OAA Orthopaedic Specialists is listed on numerous physician panels throughout the Lehigh Valley and beyond.  If seeking medical care from OAA following an injury, please ensure your employer has us on their posted list of providers.